Bottom Line Questions

1. Do you know at what % of your members final salary, will they be able to retire, if they contribute in the same pattern, in the same portfolio until retirement. Market norm is around 30%!;
2. Do you realise the implication of your current benefit structure (Group Life risk), on your final benefit payout?;
3. Do you really know what is the TOTAL costs that you pay to all service providers. We reduce this cost structure to an understandable RAND value. Per example:
   
   

   Gross contribution	R 1 000.00
   Administration	R 50.00
   Commissions	R 25.00
   Risk Benefits	R 125.00
   Net investable amount	R 800.00